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Buying a home? 15 ways to shop for the lowest mortgage rates – While the spread between mortgage rates for loan terms vary, Tierce says that generally, 20-year fixed mortgage rates are about one-eighth percent lower than interest rates for a 30-year fixed, and 15-year fixed-rate loans are one-quarter to three-eighths percent lower than 30-year fixed-rate loans.
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A fixed rate home loan is a loan where the interest rate is set for a certain amount of time, usually between one and 15 years.
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Home Loan Interest Rates: Today’s Special Offers – According to the interest rate calculator on our website, if you’re going for a variable rate and paying P&I then the lowest rate available for your home loan is 3.69% with a 3.85% comparison rate, and your monthly repayment would be $3,379.
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