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If they have 12 to 23 months, lenders will count 75 percent of the monthly average toward qualifying income. If they have 24 months or more, lenders will use 100 percent of the. publisher of Inside.
As one of the very few 100 percent minority owned mortgage lenders in the U.S., diversity and inclusion have always been top priorities at EPM. With an employee base that is over 54 percent female,
4 100 percent mortgage financing will result in no property equity until the borrower pays down the loan principal through regular mortgage payments and/or the property value appreciates. If property values decline, you could owe more than your property’s value.
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